Friday, 2 November 2012

"New driver...no problem"

Ok so for this post I decided to speak of the best options I believe are available for a learner driver (in Ireland mainly) to keep his or her costs as low as possible as it can be expensive (more so for male drivers) when starting off, these ideas involve car types, insurance options and hassles and a few other aspects within those areas.....


Now when it comes to cars and learner drivers your best bet is a small engined car which in turn usually means the car itself is small enough also.....this will help in many ways to save some cash when starting to learn to drive and are better to learn in as they are not too fast and are small which will make it easier to handle.....a few cars that would fit into this range would be: Volkswagen Polo or Fox, Seat Ibiza, Fiat Punto, Stilo or 500, Nissan Micra or Figaro, Toyota Yaris, Starlet or Glanza, Peugeot 206 106 ....the list goes on, all these cars are in between the 1.0 to 1.3 litre engine size which in some cases makes them in the lower insurance bracket and cheaper to tax too.....

Here are a select few pictures of some of the cars mentioned above...
 (Volkswagen Polo)
 (Toyota Glanza)
(Peugeot 206)
 (Fiat Punto)
 (Nissan Micra)
(Toyota Yaris)


If you are over the age of 20 you could try bigger engine sized cars like the Volkswagen Golf or Bora, Mitsubishi Mirage or Colt, Honda Civic and many other vehicles which go up to a 1.4 litre sized engine.....but that would be the biggest size engine I personally would recommend to go for unless you go as a named driver under somebody else's insurance or money is no object...


That brings me onto insurance and insurance companies itself, the worst part because no matter what they will do their very best to "screw" each and every one of us!
There are many things that when factored  in can and will increase the price of your insurance from the car to the littlest details about you yourself.....When it comes to the car apart from the make, model, engine size and design, insurance companies like to add to the price of the insurance if the car has any modifications done to it sometimes including aftermarket alloys even, for your first car try to keep modifications to a minimum...

Aftermarket alloys and many other parts increase costs...

Another way to go about insurance is to have a more experienced driver go as the main insurer with you as a named driver, that way the price should drop a fair bit (if your lucky) Now when you do lessons (if you do them) you can get deals with insurance companies were you pay for a certain amount of lessons and get six months free insurance as a named driver.....


This part of your "driving career" will probably be the worst part of your driving experience in terms of the high costs and small cars etc.....but everyone has to start somewhere!

Thank you for reading, if you want to talk to me more about this or anything else contact me here:
or...

These are my opinions and may change depending on you circumstances, once again thank you for reading, contact me with any thoughts and I hope it helped even if only slightly :)

THANK YOU!